For many upwardly mobile Filipinos, living a more premium lifestyle isn’t just about earning more—it’s about spending smarter. Though there are many ways to do this, having the right credit card can make all the difference in your spending.
Seasoned cardholders will tell you that a good credit card can do wonders for providing you with financial breathing room and giving you extra savings on your daily expenses. A card that offers a combination of generous cashback rewards, low fees, and practical perks can even effortlessly improve your lifestyle.
Maya’s Landers Cashback Everywhere Credit Card is designed to do all that and more. Filipino consumers who seek both value and convenience will find its unbeatable credit card rewards, zero annual fees, and exclusive perks as their key to smarter spending. But it doesn’t stop there—this exclusive Maya card also provides a seamless digital experience along with other handy features. Here’s why the Landers Cashback Everywhere Credit Card might just be the only card you will want to use:
1. Unmatched Cashback Offers
Where other cards only offer cashback rewards on a narrow selection of purchases, the Landers Cashback Everywhere Credit Card gives you cashback on every single purchase, making it the most compelling cashback credit card in the Philippine market. You can enjoy up to 5% cashback at Landers superstores, 2% cashback on dining, and 1% on other transactions*.
Because each purchase earns you valuable cashback points, there’s no need to dramatically change your spending with this Maya credit card. Getting one also makes perfect sense if you’re already a Landers member since the extra cashback further maximizes your savings on groceries and other premium Landers offerings.
2. No Annual Fees, No Minimum Spend
Other credit cards may offer decent cashback rewards on paper but downplay the annual fees and minimum spend that you need to earn your rewards points. As a result, these cards can easily cost you more than they save. The Landers Cashback Everywhere Credit Card, in comparison, offers a much more straightforward way to earn your cashback perks.
With no annual fees and no minimum spend requirement, you can use your Landers credit card with full confidence that you won’t be charged extra just to keep it in your wallet. You’ll always get the full value of your rewards with nothing to stop you from earning or making the most of them.
3. A Seamless Digital Experience
Maya, the force behind this credit card, leverages its years of digital finance expertise to give you a secure and user-friendly experience when managing your card. You can manage your Landers credit card and other Maya services like the Maya Wallet through the Maya App. Whether you’re shopping online, paying billers, or transferring funds, everything about the Maya App and the Maya credit card is thoughtfully designed for your convenience and peace of mind.
4. Easy-to-Understand Fees
The Landers Cashback Everywhere Credit Card keeps things straightforward with clear and manageable fees. Late payment fees are capped at PHP 1,000, and over-limit fees are PHP 750 for each instance. Minimum payments for finance fees are 3% of what you owe after subtracting any purchases, cash advances, and adjustments made during the statement month. Like all Maya services, the card also comes with clear due dates and an intuitive payment process.
5. Perfect for Online Shopping
Online shopping is a way of life for modern Filipino consumers yet many credit cards don’t offer rewards on online purchases. The Landers Cashback Everywhere Credit Card breaks the mold, offering cashback on every online purchase. If you’re a Landers member who also frequently shops online, this card can be an especially powerful way to increase your savings.
6. Cash Advances for Emergencies
The Landers Cashback Everywhere Credit Card also offers cash advances up to 30% of your credit limit, making them a perfect way to get cash for emergencies. You can even use your card to access cash at any Visa-supported ATM worldwide, making your card a potential lifesaver when you’re overseas.
7. Exclusive Perks, Including a Porsche Giveaway
Aside from the cashback and discounts, this Maya credit card also offers unique perks. It also doubles as your Landers membership card, which makes things a bit more convenient at Landers checkout lanes. You’ll also get a chance to win a Porsche when you spend at Landers. This all shows that the card goes beyond savings to offer you once-in-a-lifetime experiences.
Reinventing Rewards for Upwardly Mobile Filipino Lifestyles
The Landers Cashback Everywhere Credit Card takes the most-loved features of modern credit cards and reinvents them to suit the lifestyles of modern Filipinos. Whether you’re already a Landers member or are looking for the best rewards credit card to match your lifestyle, this is one card that won’t disappoint. With such a formidable list of perks and features, you might just find that it’s the last credit card you’ll ever need.
*Transactions that don’t qualify include: cash in, cash advance, quasi cash purchases, casinos and gambling, fuel, supermarket, pharmaceuticals, utilities, telco, and government.
