As credit card adoption continues to boom in the Philippines, a wider cross-section of the country’s consumers is finally recognizing just how useful plastic payments can be. Far from just seeing them as a convenient way to pay, savvy cardholders are also starting to experience the potent, wealth-building potential of personal credit.
However, not all credit cards are created equal. More importantly, neither do people’s lifestyles remain static. As they move through their personal financial journeys, their needs and income levels can vary, and these can sometimes even be at odds with each other. More importantly, the way people spend money and where they spend it can also change, which means that a credit card that worked fine a few years ago may no longer make sense today.
As your own needs and financial habits change, it makes sense to reevaluate your choice of everyday credit card. If you’re a current Landers Superstore member, the Landers Cashback Everywhere Credit Card by Maya could be the best option for your shopping habits and dynamic lifestyle. Regardless, it’s good to know the signs that it could be time to switch cards. Here are some common scenarios where upgrading your credit card is definitely a smart move:
1. You’re Looking for More Financial Flexibility
If your current credit card offers has a low limit or lacks payment options that you need, upgrading makes sense. Maya is a leader in digital payments and this is reflected in the flexibility offered by the Landers Cashback Everywhere Credit Card. Your card can be managed from the Maya App to perform a wide range of transactions with just a few taps for ultimate flexibility in financial management.
2. You Want to Maximize Cashback Rewards
Cashback rewards are one of the most important features of modern credit cards. If your current credit card offers no cashback or makes it very difficult to earn rewards, you're missing out on a big opportunity to effortlessly grow your net worth. A card that gives you cashback on purchases that you regularly make will put cash back in your pocket, making them worth your while.
For Landers members, the Landers Cashback Everywhere Credit Card is the clear choice for your next card update. With up to 5% cashback at Landers Superstore locations, 2% on dining, and 1% on other qualified transactions*, you’ll be glad you upgraded your card.
3. You're Paying High Annual Fees for No Real Benefit
Cashback rewards aren’t always what they’re made up to be. Some credit cards charge hefty annual fees that negate the benefits of their advertised rewards. If you're paying for a card with low rewards or inflexible points, upgrading can help. The Landers Cashback Everywhere Credit Card comes with no annual fees, allowing you to keep every cashback peso you earn.
4. You Travel Frequently and Want Global Acceptance
If you're a frequent traveler, a good credit card is a must. Powered by Visa, the Landers Cashback Everywhere Credit Card is accepted by millions of merchants globally, making it a solid choice if you need just one card to accommodate everyday expenses as well as the occasional foreign trip. With features like cash advances at Visa ATMs, you’ll also have options if you need to pay with cash in areas with low credit card acceptance.
5. You Need a Card That Suits Your Current Shopping Habits
Everyone has different spending habits and it’s a good idea to get a card that aligns with these. For example, if you’re already a Landers member who shops at Landers weekly, then a Landers Cashback Everywhere Credit Card is a natural fit, thanks to its generous cashback at Landers Superstores. This exclusive card even doubles as a physical membership card, saving you from digging around your wallet for multiple cards during checkout.
If any of these scenarios seem relatable to you, it could be time to switch out your current credit card to an alternative that’s more your speed. Of all the cards currently out in the Philippine market, Maya’s Landers Cashback Everywhere Credit Card is one of the most compelling, offering numerous advantages that make everyday spending its own reward.
If you’re not yet a Landers member, consider signing up to see if awesome deals on premium products are something that fits your lifestyle. If you enjoy the Landers experience, then accomplish the credit card application process for the Landers Cashback Everywhere Credit Card on the Maya app now. This exclusive credit card further deepens the benefits of your Landers membership and gives you a card that makes savings a breeze. If you’re a long-time Landers member, simply send in your application to enjoy a new level of shopping convenience at Landers Superstore locations nationwide.
*Transactions that don’t qualify include: cash in, cash advance, quasi cash purchases, casinos and gambling, fuel, supermarket, pharmaceuticals, utilities, telco, and government.
