How to Get and Activate a Maya Card

More than a reliable e-wallet provider, Maya is also one of the best and biggest digital banks in the Philippines. This means that as a current or prospective Maya customer, you can access a long list of financial products and services that will help you manage your funds and attain your financial goals. Using the Maya app, you can take advantage of savings solutions like Maya Savings, Maya Personal Goals, and Maya Time Deposit Plus, which offer much higher interest rates than what traditional banks typically offer. At the same time, Maya also offers lending products like Maya Easy Credit and Maya Personal Loan, which are designed to meet the needs of everyday consumers.

If you're looking for a debit card that integrates seamlessly with your digital lifestyle, Maya also offers one in the form of the Maya Card. Whether you’re already using Maya for savings, payments, or sending money, adding the Maya Card to your list of financial tools can enhance the convenience of managing your finances. In this guide, we'll walk you through how to get a Maya Card, how to activate it, and how to get started on enjoying the benefits of having the card. Let’s begin!

Why Should You Get a Maya Debit Card?

A Maya Card comes with plenty of advantages that can simplify your financial life. It comes in two forms: a virtual card that you can access through the Maya app and a physical card that you can order through the app and have delivered to your address. Connected to your Maya Wallet, the cards can be used to pay for online and in-store purchases as well as to track all your spending.

Unlike traditional debit cards, which are usually tied to more complex banking processes, the Maya Card offers easy access to your funds without the hassle of long queues or waiting times. Moreover, the card integrates perfectly with the Maya app, which means you can enjoy the convenience of managing all your finances in one place. These capabilities make it a perfect tool for someone who values ease, security, and control over their transactions.

Upgrading Your Maya Account: A Crucial Step to Getting a Maya Card

Before applying for the Maya Card, you’ll need to meet a few requirements. First, make sure you have an upgraded Maya account. Aside from being able to apply for a virtual and physical Maya Card, upgrading your Maya account enables you to add money to your account and spend up to PHP 500,000 every month, send funds seamlessly through the Maya App, and withdraw from ATMs in the Philippines and overseas. Once you’ve completed this step, you can apply for a Maya Card.

Step-by-Step Guide: How to Apply for a Virtual or Physical Maya Card

Getting your Maya Card is simple and can be done directly from the Maya app. Follow these easy steps to get a card.

  1. In the Maya app, tap the Cards tab.
  2. Under the Cards tab, you will see certain banners that will allow you to:
  3. Apply for a credit Card
    1. Activate or link a physical or virtual Maya Card
    2. Get a new Maya Card
  4. Choose the kind of card or task you want and fill out the required information.

If you’re applying for the virtual card, you’ll have your card details ready in minutes. Also, you can activate the virtual Maya card on the app so you can use it right away.

If you want a physical Maya Card, you will have to purchase it through the Maya app and pay for it. However, you should know that there is an opprtunity to get this physical debit card for free. If you are qualified to get the card for free, you will receive a PHP 200 cashback after you purchase the card, paying only for the delivery fee. To get the card for free, here’s a list of the things you need to do:

  1. Download the Maya app to create and upgrade your account.
  2. On your Savings dashboard, open a Maya Savings account.
  3. Do any of the following:
    1. Open a Maya Savings account and deposit at least PHP 250 to it.
    2. Spend at least PHP 500 via QR, virtual card, bills, or load using funds from your Maya Wallet.
    3. Order the physical card on the Maya app and get a PHP 200 cashback (terms and conditions apply).

It’s that quick and simple. Once you get your physical card, it’s best to link it with your Maya app so you can have complete oversight of your card details and transactions.

How to Link Your Physical Maya Card to the Mobile App

Activation is a breeze after receiving your physical Maya Card. Follow these steps to activate it and link the physical card to Maya.

  1. On your Maya app, tap the Cards tab.
  2. Under the Cards tab, look for the logo of the physical card and tap Activate Now.
  3. You will be taken to the Activate Your Card screen and asked to enter the card information as seen on the physical card you’ve received.
    1. Card number
    2. Expiry month
    3. Expiry year
    4. Security code
  4. After confirming that the card details are correct, you will be prompted to set your 6-digit card PIN.
  5. You will be prompted to enter the PIN twice to ensure that it is correct and accurate.
  6. If you enter matching PINs, you will be prompted with a successful card activation message, which means that you can now use the card.

Adding funds that you can use with your Maya Card simply means topping up your Maya Wallet. You can do this by transferring funds from your Maya Savings account or another bank account, visiting a Maya partner outlet, or using the cash-in feature directly from the app. Once funded, you can use the card for online payments, in-store purchases, or withdrawing cash from ATMs. It’s a convenient way to keep your finances in check while managing everything from your phone.

What Do You Do if You Lose Your Maya Card?

Losing your Maya Card isn’t the end of the world, thanks to the safeguards built into the Maya app. If your physical card is lost or stolen, you can immediately freeze it through the Maya app. This feature prevents any unauthorized transactions while you search for the card or order a replacement. You can also report the issue to Maya’s customer support team directly through the app for further assistance.

Once you’ve frozen your card, you can request a replacement by following the same steps as when you applied for the original card. The new card will be delivered to your address, and you can activate it in the app just like before.

Get Your Maya Card Today! Start the Process on the Maya App

The Maya Card combines convenience, security, and financial control, making it an excellent choice for anyone looking to streamline their finances. Get it today using the Maya app and enjoy seamless card delivery, activation, and use.

It’s everything and a bank. What more could you need?

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