Since its entry into the Philippine fintech market, Maya has consistently come up with ways to make digital money management both easy and accessible. Its secure digital wallet and intuitive app are testaments to its Philippine-focused innovation, being among the best-liked personal finance tools of their kind. But as Filipinos’ incomes increase, their long-term financial goals are beginning to shift as well.
To keep up with this change, Maya has introduced one of the most compelling cashback credit card offers available in the Philippines: the Landers Cashback Everywhere Credit Card. This premium credit card gives holders up to 5% cashback on purchases at Landers, 2% on dining, and 1% on other qualified spends,* possibly making it the best rewards credit card available to Filipino consumers.
Though it’s an offer exclusive to Landers Superstore shopping club members, it also offers cashback on purchases made outside of Landers locations. The ability to earn cashback everywhere puts it in a different league from other credit card rewards offerings and makes it a great tool for saving cash and meeting various financial goals. Let's explore how getting this premium credit card can lead to a brighter financial future:
1. Earn Cashback on Every Purchase
Getting a better cashback rewards credit card simplifies earning credit card points on everyday purchases, boosting your savings. The Landers Cashback Everywhere Credit Card, for example, is perfect if you’re a Landers member and a frequent shopper at the superstore. When you shop at Landers, you’ll start with a base cashback rate of 3% if your total credit card spending is below PHP 20,000. This rate increases to 4% when you spend a minimum of PHP 20,000, wherever you use your card, and then it increases further to 5% when you accumulate a total qualified credit card spending of at least PHP 50,000 during the month. Collect enough points to get discount vouchers that you can also use at Landers.
2. Avoid Expensive Annual Fees on Your Credit Card
Many cashback cards do offer generous terms but have costly annual fees that can quickly negate the rewards you earn. Thankfully, the Landers Cashback Everywhere Credit Card offers zero annual fees for the first year (and waivable for succeeding years), freeing up your cashback earnings. This lets you enjoy all the benefits of your cashback and helps you grow your savings faster.
3. Stretch Your Grocery Shopping Budget Further
The Landers Cashback Everywhere Credit Card offers high cashback on top of the already generous discounts and low prices available to Landers members. With this credit card, you can easily gain tremendous savings simply by shopping for daily essentials at Landers.
4. Build a Strong Credit Score
For most people, the fastest way to achieve a strong credit score is to regularly use a credit card and to pay the full balance back each month. Credit cards with high cashback rewards encourage regular usage which, if done responsibly, can help tremendously improve your credit score. Whether you plan to build a business or simply want to add a new layer of protection to your finances, you’ll be glad you went with the Landers Cashback Everywhere Credit Card for building a positive credit history.
5. Provides Breathing Room for Cash Emergencies
Aside from improving your credit standing, a good cashback credit card will also offer cash advances, giving quick access to funds in case of emergencies. The Landers Cashback Everywhere Credit Card offers cash advances of up to 30% of your credit limit, which you can withdraw from Visa-supported ATMs worldwide. This can be an especially valuable option if you’re traveling overseas or need cash to cover an immediate need.
6. Develop Your Investment Portfolio
Aside from common sense areas like debt payments and savings, cashback rewards can help you save money on groceries at Landers so that you can instead channel some of this money toward investments. Such things as retirement funds or investment portfolios make a lot of sense when your finances start to become stable. The small but consistent stream of savings you gain from using cashback vouchers should help you meet your long-term financial goals faster.
Getting a Cashback Credit Card May Be Your Smartest Financial Move
Even as Filipinos become more prosperous and eager to enjoy the good life, there’s been a growing recognition of the need to treat hard-earned wealth responsibly. Getting the right cashback rewards credit card makes it easy to do exactly that.
If you’re interested in hitting your financial goals faster, the Landers Cashback Everywhere Credit Card is a great choice. With its generous rewards and zero annual fees, becoming a holder of this exclusive card will set you up for years of progress. Apply today to maximize your everyday cashback savings and start hitting your financial goals sooner.
*Transactions that don’t qualify include: cash in, cash advance, quasi cash purchases, casinos and gambling, fuel, supermarket, pharmaceuticals, utilities, telco, and government.