7 Reasons Maya Is Your Best Partner in Personal Finance

Staying on top of your finances isn’t like it used to be. Building your credit and saving up for your dreams are still important, but achieving these successfully now involves far more than simply not spending your money. Between the Philippines’ diverse ecosystem of payment methods and the rapid growth of its digital economy, best practices that once worked in a predominantly cash-based society aren’t always applicable to today’s digitally transformed financial environments.

Maya, the country’s pioneering and leading all-in-one digital bank, offers a powerful combination of experience and personal finance services that directly address the concerns of modern Filipinos. Such services as the market-leading Maya Wallet and the Landers Cashback Everywhere Credit Card are just two of the offers that can simplify your unique personal finance journey. Let's look at several ways that Maya empowers your finances:

1. Seamless Integration of Digital Wallet and Credit Card on the Maya App

Maya heightens the convenience of its digital wallet and credit card services by letting you manage them in one app. With just one app, you can easily track your spending, pay bills, transfer money, and monitor your credit card usage in real time. No more confusion about your spending and no more flicking through multiple banking apps. You also enjoy added flexibility in your payment choices, thanks to the seamless Maya cash in via credit card feature.

2. Comprehensive Financial Management Tools

The Maya App draws from Maya’s long experience in digital finance to give you a powerful interface and an incredibly simple user experience. It provides you with real-time notifications as well as budgeting tools like Maya Personal Goals that make it easy to save up for big-ticket expenses like vacations, gadgets, concert tickets, and more. Whether you're you just want a better way of monitoring your finances or want a sustainable way to save up for your dreams, Maya’s tools make it easy to manage your money wisely.

3. Wide Acceptance for Online and In-Store Purchases

Maya is widely accepted and trusted by both online stores and brick-and-mortar shops. Maya's online and offline payment systems are popular among Philippine-based businesses of all sizes, which is a testament to our bank’s reputation for security and reliability. Once you get Maya Wallet or a credit card, you can be fully confident that your payments will be accepted by your billers and at all your favorite online and offline retailers.

4. Generous Rewards and Cashback Offers

Cashback credit cards are nothing new but the Landers Cashback Everywhere Credit Card stands out by giving cardholders cashback with every transaction. All card purchases earn cashback points, allowing you to earn money every time you spend. Enjoy cashbacks of up to 5% when you spend at Landers Superstores, 2% cashback when dining out, and 1% cashback on other expenses*. To make things even simpler, you can manage your card through the very same Maya App that you use for your Maya Wallet account.

5. No Annual Fees for Landers Cashback Everywhere Credit Card Users

Aside from automatic cashback points on all purchases, Maya’s Landers Cashback Everywhere Credit Card comes with no annual fees, making it the right choice for day-to-day spending. Whether you plan to maximize your card's benefits through Landers Superstore purchases or simply want a credit card on hand for shopping, bills payments, and emergencies, the Landers Cashback Everywhere Credit Card lets you reap benefits without extra charges.

6. Easy Fund Transfers

Maya Wallet simplifies fund transfers to family, friends, and billers. No need to spend time lining up at a bank, billing office, or money transfer facility. With just a few taps, you can pay your utility bills, top up your prepaid phone, or send money to Maya users as well as accountholders at other banks.

7. Future-Ready Financial Solutions

Since its entry into the Philippine market, Maya has consistently evolved to meet the changing needs of Filipino consumers. Current Maya App users can always expect to access a suite of future-ready solutions as they become available. This ensures that Maya will continue to be your trusted partner, even as new market and technology trends emerge.

Maya Leads the Way in User-Centered Personal Finance

Established services like the Maya digital wallet and exclusives like the Landers Cashback Everywhere Credit Card put Maya ahead of the pack when it comes to Philippine-centered personal finance services. If you want convenience, security, and flexibility, Maya offers the tools and support you need to achieve your goals.

Even better, becoming a Maya user is easy. Get banked at the Philippines’ #1 digital bank and start simplifying your transactions, earning exclusive rewards, and taking control of your financial future.

*Transactions that don’t qualify include: cash in, cash advance, quasi cash purchases, casinos and gambling, fuel, supermarket, pharmaceuticals, utilities, telco, and government.

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