Credit cards are now becoming more popular than ever in the Philippines, thanks, in part, to the increasingly sophisticated credit card rewards offered by various providers. The way these cards usually work is through a point system. Cardholders are entitled to credit card points for qualified purchases that could be redeemed for a prize.
Of all the different rewards card types out there, cashback credit cards are among the most popular, especially for smart shoppers who want to get more out of their budget. If you’re new to credit, the concept is simple—the more you use a cashback credit card on eligible purchases, the more cashback points you accumulate. Once you reach a predetermined number of points, they can then be exchanged for equivalent vouchers or cash sums.
In today’s competitive consumer credit market, the Landers Cashback Everywhere Credit Card by Maya may just be the best rewards credit card in the Philippines, thanks to its exceptionally generous cashback rewards. This Maya credit card is exclusive to members of the Landers Superstore shopping club, a club already known for big discounts on premium items. Holders of the card get to enjoy cashback on every purchase at Landers Superstore locations nationwide, with up to 5% cashback at Landers, 2% on dining, and 1% on other qualified purchases,* plus a generous PHP 200,000 annual cashback cap, which is a lot more than what other cashback credit cards offer. They even get thoughtful shopping perks, such as physical credit cards that double as membership cards, and much more.
As it says in the name, the Landers Cashback Everywhere Credit Card is all about the cashback rewards. If you have early access to this exclusive card, you should already be able to accumulate valuable cashback points that you can use on your future Landers shopping trips.
Whether you’re an early access cardholder or simply want to learn more about handling cashback cards responsibly, we’ve got you covered. Here are several important ways you can stop wasting your points and get the most from your Landers Cashback Everywhere Credit Card:
1. Track Your Cashback Accumulation Regularly
Because different purchases earn different amounts of cashback, it can be challenging to track your points. Fortunately, you can easily view your Landers Cashback Everywhere Credit Card points over the Maya app.
To see points and vouchers you have not yet claimed:
- Log in to Maya and go to Cards
- Select your credit card
- On the bottom of your screen, tap the middle icon to open the Rewards screen
By keeping an eye on your points, you’ll know how much you can redeem and when. This is particularly important for early access Landers Cashback Everywhere Credit Card cardholders.
2. Maximize the Annual Cashback Cap
The Landers Cashback Everywhere Credit Card comes with an annual cashback cap of PHP 200,000. If you think you’ll be hitting this cap, start planning your purchases so you won’t lose out on potential earnings.
3. Use Your Cashback Vouchers Strategically
You’ll want to think carefully about how to use the cashback vouchers. Since you can only use them once, try to put them towards a purchase that will make a positive impact on your life and finances. You probably won’t go wrong if you use your vouchers for bulk groceries or significant, planned expenses. Whether it’s new appliances, furniture, or bulk grocery runs at Landers, being careful with your vouchers lets you do much more with the cash you have available.
4. Pay Off Your Balance on Time and in Full
Carrying over a balance incurs interest fees and eats into the benefits of your cashback points. If you neglect to pay your balance off, the total value of your cashback earnings may not outweigh the interest payments. Be mindful of your statements so that you get the full value of your cashback savings.
5. Be Mindful of Qualified Purchases
Most cashback credit cards, including the Landers Cashback Everywhere Credit Card, offer higher percentages of cashback for specific categories. For instance, with the Maya credit card you more points for spending at Landers compared to other locations. Take these categories to heart and make it a habit to shop at Landers for all your groceries and essentials.
6. Don’t Let Small Purchases Go to Waste
Even if you’re making smaller purchases at Landers, don’t forget to use your cashback credit card. These small transactions add up and help you accumulate cashback points faster.
Don’t Miss Out! Your Cashback Vouchers Await at Landers
Getting the maximum benefit from your Landers Cashback Everywhere Credit Card is all about being mindful of how and where you spend. Keep using your credit card to accumulate cashback points for use in your future Landers grocery runs. With your vouchers in hand, you’ll be sure to get even more awesome deals when shopping for essentials and luxuries at Landers.
*Transactions that don’t qualify include: cash in, cash advance, quasi cash purchases, casinos and gambling, fuel, supermarket, pharmaceuticals, utilities, telco, and government.
