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Log in to your Maya app, tap ‘Savings’ at the top of the screen, and select ‘Start saving now.’ Follow the rest of the instructions to set up your Maya Savings account!

Your Savings account earns a base interest rate of 4.0% per annum* credited daily. 

Want it boosted to 14% p.a.? Simply pay with Maya to earn a bonus interest of up to 6.0% p.a.**.

Starting June 2, your base interest will be 3.5% per annum* credited daily. You can keep boosting it up to 14% p.a. starting June 5 to January 31, 2024. You can learn more at mayabank.ph/highinterestsavings!

Interest rates may change but will only take effect after the public has been notified. Accounts with no deposit or withdrawal for the past 2 years will earn no interest. For the latest interest rates, see Annex A of the Terms and Conditions at mayabank.ph/terms-conditions.

*Base interest rate applies to deposit balance of up to P5,000,000

**Bonus interest applies to deposit balance of up to P100,000

Your Maya Savings account earns interest daily. Your interest is based on your balance at the end of the day and is credited to your account on the next day minus applicable taxes.​

Your Personal Goal accounts, meanwhile, earn interest monthly. Your interest is credited to your accounts on the first calendar day of the following month minus applicable taxes. 

Absolutely. We own a digital banking license from the Bangko Sentral ng Pilipinas, meaning our customers are protected by very strict standards and guidelines. In addition, deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P500,000 per depositor. You can rest easy knowing your money is safe with Maya.

If you already have an upgraded Maya account, we should have all the information we need for you to start saving. Otherwise, you’ll need to upgrade first and provide the following:

1. Full name (including your middle name) and/orPhilSysnumber (if available)​
2. Date and place of birth​
3. Address​
4. Contact number and email address​
5. Citizenship or nationality​
6. Source of funds and nature of work​
7. Signature or biometric data​
8. 1 primary ID or 2 secondary IDs (go tomaya.ph/upgrade for a full list of acceptedIDs)​
   
   

Your information will be shared with Maya Bank, Inc. with your consent.

You'll need to upgrade your account first, which will also unlock the rest of Maya's features. Upgrading is totally free and shouldn't take long. For instructions, visit maya.ph/upgrade.

​​No. You can deposit as little or as much as you want!

Earned interest is computed daily using the applicable interest rate/s and your end-of-day balance based on (Actual number of days considered in the computation)/(365).

Daily interest earned is computed based on the following formula:

End-of-day balance x (interest rate) x (1/365)

Total interest earned for the month is the sum of the daily interest earned for each day in the month.

Interest rates may change but will only take effect after the public has been notified. Accounts with no deposit or withdrawal for the past 2 years will earn no interest. For the latest interest rates, see Annex A of the Terms and Conditions at mayabank.ph/terms-conditions.

Yes. Your Maya Savings account number is 12 digits long and may only be used for bank-related transactions, like transfers. You can find it under My Savings (or under the name of your Personal Goal/s, if you have any).

Your Maya number, on the other hand, is the 11-digit mobile number you used to create your Maya account.

You can deposit using money from your Maya Wallet or from a non-Maya bank account:

From your Maya Wallet

1. On your Savings dashboard, tap 'Deposit.'
2. Choose ‘My Wallet.’
3. Choose ‘My Savings’ (or any of your Personal Goals, if you have any)
4. Enter the amount to be deposited.
5. Press ‘Deposit’ to complete the transaction.

From a non-Maya bank app

1. Open your other bank app and initiate a transfer.
2. Select 'Maya Bank, Inc.' as the destination.
3. Enter your account details, including your 12-digit Maya Savings account number.
4. Enter the amount to be transferred.
5. Choose PESONet or InstaPay and complete the transaction.

Note: PESONet transactions made before 4 PM will be posted within the same business day. PESONet transactions made after 4 PM or on a holiday or weekend will be processed on the next available business day.

You can transfer to your Wallet instantly and for free. Here’s how:

1. On your Savings dashboard, tap 'Transfer.'
2. Choose 'My Wallet.'
3. Enter the amount to be transferred.
4. Tap 'Transfer' to complete the transaction.