Get up to ₱300 cashback with ComWorks and Maya Personal Loan!

1. The promo will run from August 27, 2024 to October 31, 2024.
2. The promo will be available in all Comworks stores nationwide.
3. The promo is open to select Maya users who fit the following criteria:
   1. Users who are eligible for Maya Personal Loan and have no active Personal Loan, OR
   2. Users who are eligible for Maya Personal Loans and are eligible to re-avail of Personal Loans within the promo period
4. The promo is available for gadgets worth at least Php 15,000 at participating retail stores View List of Retail Stores
5. Eligible users will be qualified for the following rewards upon completion of the criteria below:
   1. Users must input the valid promo code MAYACOMWORKS in the Maya Missions page
      Open Missions Page
   2. Users must apply for Maya Personal Loan in the Maya app and be approved for the loan, 
   3. Users must scan to pay via QR using their Maya app at any participating store nationwide, with a minimum spend worth Php 15,000
      View List of Gadgets
   4. Qualified users must repay their first Maya Personal Loan installment on or before the installment due date in order to receive cashback based on the ff spend requirements:

      Borrow Requirement	Spend Requirement	Cashback
      PHP 15,000	PHP 15,000 and up	PHP 300

   5. Eligible users will be credited for their respective cashback rewards following the cut-off schedule below:

      Spend Duration	Loan Repayment Cut-off	Reward Disbursement
      August 27-September 27, 2024	October 14, 2024	October 31, 2024
      September 27-October 14 2024	November 14, 2024	November 30, 2024
      October 15-October 31 2024	December 1, 2024	December 15, 2024

   6. Cashback rewards will be awarded as vouchers and users can only avail of the reward 1x. To redeem the voucher, winners should follow these steps:
      1. Open the Maya app and log in to the account.
      2. Tap “Vouchers” in the home screen.
      3. Users select the voucher they want to redeem under "Available" and tap "Claim".
      4. Review the details and amount of the voucher and tap “Claim Now”.
      5. User will receive a notification of the voucher redemption in-app and via SMS.
      6. Redeemed voucher amount will be reflected in the Maya Wallet account balance.
6. Unclaimed vouchers will expire within 60 days upon receipt of voucher.
7. Maya and/or Maya Bank account holders who are blacklisted due to a violation of any Maya and/or Maya Bank promo, or who has violated or is subsequently found to be in violation of any of the terms and conditions of Maya and/or Maya Bank are not qualified to participate in this promo.
8. Those who are suspected of or are found out to be abusing the Maya and/or Maya Bank system or is suspected of committing fraudulent acts to abuse the system are also not qualified to participate in the promo or receive rewards.
9. If a prize or benefit has already been awarded and the violation or fraudulent activity is discovered after being awarded, Maya and/or Maya Bank shall have the right to clawback the prize or reward given.
10. Maya and/or Maya Bank reserves the right to refuse and withdraw the awarding of rewards or prizes to accounts that are proven to be invalid or fraudulent or a result of gaming (i.e. abuse of system or weakness in the promo to win prizes or receive benefits).
11. Should the qualified transaction be cancelled or declined, whether the cancellation is customer- or biller-initiated, Maya and/or Maya Bank reserves the right to withdraw the cashback or reward from the Maya wallet balance equivalent to the cancelled payment transaction, even if the cashback or reward has already been credited. Maya and/or Maya Bank reserves the right to debit any points/cash reward credited from your balance. If the balance is insufficient to cover the amount to be withdrawn at the time of withdrawal, Maya and/or Maya Bank reserves the right to debit the balance not withdrawn when the balance becomes sufficient.
12. Maya and/or Maya Bank users who have exceeded their aggregate limits may not receive their prize or cashback on time. The prize or cashback can only be credited the following month or once a user’s account balance is once again within the allowable limits – P50,000 for starter accounts and P100,000 for upgraded accounts.
13. In case of dispute, Maya reserves the right to act and decide on such dispute. Maya’s decision over the dispute shall be considered final. 
14. The customer must notify Maya and/or Maya Bank for any complaints regarding the promo. The decision of Maya and/or Maya Bank on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, visit our Help Center. Go to your Profile on the Maya app and select 'Get help.' 
15. In the purchase of goods and services which are on promotional discount, the senior citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.
16. Maya Philippines Inc and Maya Bank are regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph

DTI Fair Trade Permit No. FTEB-201007 Series of 2024