Get up to ₱1,000 cashback with SMART and Maya Personal Loan!

The promo will run from July 15, 2024 to September 15, 2024.
The promo will be available in all Smart Stores nationwide.
The promo is open to select Maya and Smart users who fit the following criteria:
1. Users who are eligible for Maya Personal Loan and have no active Personal Loan, OR
2. Users who are eligible for Maya Personal Loans and are eligible to re-avail of Personal Loans within the promo period
The promo is available for both Apple and Android devices within purchase price PHP 19,990 and above

Eligible users will be qualified for the ff rewards upon completion of the following criteria:

Users must input the SMARTMAYA5G promo code in the Maya Missions page
Open Missions Page
Users must apply for Maya Personal Loan in the Maya app and be approved for the loan,
Users must scan to pay via QR using their Maya app at any SMART store nationwide,
Qualified users must repay their first Maya Personal Loan installment on or before the installment due date in order to receive cashback based on the ff spend requirements:

Spend Requirement

Cashback

PHP 19,990 – PHP 29,999

PHP 500

PHP 30,000 and above

PHP 1000

Eligible users will be credited for their respective cashback rewards following the cut- off schedule below:

Spend Duration	Loan Repayment Cut - Off	Reward Disbursement
July 15-August 15, 2024	September 15, 2024	September 30, 2024
August 16-September 15, 2024	October 15, 2024	October 31, 2024

Cashback rewards will be awarded as vouchers. To redeem the voucher, winners should follow these steps:
1. Open the Maya app and log in to your account.
2. Tap “Vouchers” in the home screen
3. Select the voucher you want to redeem under "Available" and tap "Claim".
4. Review the details and amount of the voucher and tap “Claim Now”.
5. You will receive a notification of the voucher redemption in-app and via SMS.
6. Redeemed voucher amount will be reflected in your Maya Wallet account balance.

Unclaimed vouchers will expire within 60 days upon receipt of voucher.
Maya accountholders who are blacklisted due to a violation of a Maya promo, or who has violated or is subsequently found to be in violation of any of the terms and conditions of Maya are not qualified to participate in this promo.
Those who are suspected of or are found out to be abusing the Maya system or is suspected of committing fraudulent acts to abuse the system are also not qualified to participate in the promo or receive rewards.
If a prize or benefit has already been awarded and the violation or fraudulent activity is discovered after being awarded, Maya shall have the right to clawback the prize or reward given.
Maya reserves the right to refuse and withdraw the awarding of rewards or prizes to accounts that are proven to be invalid or fraudulent or a result of gaming (i.e. abuse of system or weakness in the promo to win prizes or receive benefits).
Should the qualified transaction be cancelled or declined, whether the cancellation is customer- or biller-initiated, Maya reserves the right to withdraw the cashback or reward equivalent to the cancelled payment transaction, even if the cashback or reward has already been credited. Maya reserves the right to debit any points/cash reward credited from your balance. If your balance is insufficient to cover the amount to be withdrawn at the time of withdrawal, Maya reserves the right to debit the balance not withdrawn when your balance is sufficient.
Maya users who have exceeded their aggregate limits may not receive their prize or cashback on The prize or cashback can only be credited the following month or once a user’s account balance is once again within the allowable limits – P50,000 for starter accounts and P100,000 for upgraded accounts.
The customer must notify Maya for any complaints regarding the The decision of Maya on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, visit our Help Center. Go to your Profile on the Maya app and select 'Get help.'
In the purchase of goods and services which are on promotional discount, the senior citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.
When you avail of the Device Loan offer, you acknowledge that Smart Communications, Inc. (“SMART”) will share personal data relating to your mobile subscription and account with Maya Bank, Inc., (“Maya Bank”) and Maya Philippines, Inc. (“Maya”) to enable Maya and Maya Bank to determine the most suitable device loan amount and offer for you. For more information, you may click this link.

DTI Fair Trade Permit No. FTEB-185685 Series of 2024

PRIVACY NOTICE

SMART x Maya Joint Device Loan Offer

Smart Communications, Inc. (“SMART”), Maya Philippines, Inc. (“Maya”) and Maya Bank (“Maya Bank”) respect your fundamental right to privacy, and we commit to take great care in safeguarding your personal data. In compliance with the Data Privacy Act, we share with you the principles that govern how your data will be collected, processed, and shared when you avail of the SMART x Maya Joint Device Loan Offer (the “Offer”).

Why we collect and process your personal data

The Joint Device Loan Offer is a financing product jointly offered by SMART, Maya, and Maya Bank to existing SMART postpaid and prepaid subscribers. To be eligible for the Offer, you must be a registered Maya App user and should have activated Maya Credit through Maya Bank. For more information regarding the Maya App and Maya Credit, you may visit https://www.maya.ph/ and https://www.mayabank.ph/, respectively.

If you wish to avail of the Offer, you need to encode the voucher code in the Maya App and agree to the Terms and Conditions and the Privacy Notice of the Offer. Should you choose to avail of the Offer, note that the following information about your SMART mobile subscription and account will be shared with Maya and Maya Bank so that the most suitable loan for you may be determined:

*Personal Data*	*Details of the Processing*
Mobile Number	To associate your mobile number with your Maya account.
Average three-to-six monthly recharge (Prepaid) or average bill (Postpaid)	To determine your eligibility and, if approved, the suitable loan amount based on your usage.
Handset Details
Tenure
Top Up (Prepaid) / Bill Payment (Postpaid) History

Note that the above Personal Data For more information about how Maya and Maya Bank process your personal data as independent Personal Information Controllers, you may read their respective privacy policies in https://www.maya.ph/privacy and https://www.mayabank.ph/privacy/.

Maya will communicate with you via SMS, in-app, or through a call to notify you about the status of your loan application.

Why your personal data is shared

SMART will share your Personal Data with Maya and Maya Bank when you agree to the Terms and Conditions of the Offer to enable Maya and Maya Bank to determine the most suitable device loan amount for you. When your personal data is shared, we ensure that it is done on a confidential basis, through secure channels, and in compliance with applicable privacy laws and regulations. Only personnel with a need-to-know will have access to your personal data.

Maya and Maya Bank will, respectively, become Personal Information Controllers of the Personal Data disclosed and will process these for purposes of providing you a device loan and for their other respective legitimate business purposes.

In accordance with Republic Act No. 9510, otherwise known as the Credit Information System Act, Maya and Maya Bank will submit credit information, credit investigation reports, or for any other reports pertinent to the customer's credit history and account related updates, including but not limited to, providing information to the Credit Information Corporation when you successfully avail a loan.

How your personal data is protected

The integrity, confidentiality, and security of your personal data is important to us. This is why we strictly enforce this Privacy Notice and have implemented technical, organizational, and physical security measures that are designed to protect your information from unauthorized or fraudulent access, alteration, disclosure, misuse, and other unlawful activities. Your personal data is also protected from other natural and human dangers.

Your rights and choices

The Data Privacy Act gives you certain rights to your personal data. Subject to exceptions under the law, you are entitled to request:

Access to the personal data we process about you;
Rectification of your personal data if it is found to be outdated, inaccurate, or incomplete;
Erasure of your personal data in cases where it is no longer needed to achieve the legitimate purpose of its processing;
Restriction of processing of your personal data in limited circumstances;
Portability of your personal data so that you may receive a copy thereof or that we transmit the same to another company on your behalf.

Depending on the circumstances, such as when we process your personal data based on your consent, you may also have the right to object to the processing thereof. If, despite our commitment and efforts to protect your personal data, you believe that your data privacy rights have been violated by your availment of the Offer, we encourage you to contact the respective Data Privacy Officers of SMART, Maya, and Maya Bank to seek resolution of your complaint. Depending on the circumstances, you may be entitled to be indemnified for damages. You also have the right to go directly to the National Privacy Commission or to make a claim against the parties before a competent court.

To exercise any of your rights, you may get in touch with the respective Data Privacy Officers through:

SMART Data Privacy Office

Email: dataprivacyoffice@smart.com.ph

Maya Data Privacy Office

Email: dpo@maya.ph

Maya Bank Data Protection Officer

Email: dpo@mayabank.ph.