Get up to P2,000 cashback with Maya Personal Loan!

The promo period is from November 1-30, 2024.
This promo is open to all Maya users, with a mobile number from any of the local telco providers (i.e., Smart/Sun Cellular/TNT, Globe/TM, DITO, etc.), who are currently residing in the Philippines.
Users can participate in this promo and get P1 / P10 / P100 / P1000 cashback when they pay P1,000 worth of participating bills on the Maya app. The amount of cashback to qualified users will be randomly rewarded via system.
Valid for first time bill payers. Users can avail of the cashback reward 3x during the promo period.
User must pay P1,000 worth of bills from participating categories. Qualified bills pay transactions for this promo are limited to billers listed under the following payment categories in the app: Water, Electricity, Cable & Internet, Telecoms, Loans, Insurance, Government, Real Estate, Schools, Toll.
Payment transactions must be done within the indicated promo duration and must be subsequently cleared, successful, and posted before the user is credited with the reward.
Qualified users will receive their reward/s through the Maya app. To redeem the cashback voucher, please follow these steps:
1. Open the Maya app and log in to your account.
2. Tap “Vouchers” in the home screen.
3. Select the voucher you want to redeem under “Available” and tap “Claim”.
4. Review the details and amount of the voucher and tap “Claim Now”.
5. You will receive a notification of the voucher redemption in-app and via SMS.
6. Redeemed voucher amount will be reflected in your Maya account balance.
Maya users will receive their cashback rewards within a maximum of 14 business days after the end of the promo period to reconcile and verify user activity with system voucher rewarding.
Unclaimed cashback vouchers will expire within 60 days upon receipt.
This promo is applicable to unique and valid Maya consumer accounts only registered under a unique mobile number and device. User will not be eligible to participate in the promo if he/she creates multiple accounts. Moreover, accounts created, and transactions made outside of the Maya app are not eligible for this promo.
Maya users with merchant accounts and under Maya Business App are disqualified from participating in this promo. Moreover, Maya reserves the right to withdraw rewards or prizes if one person has already received the prize or benefit, even if already issued.
Refunded transactions made through the Maya app will not qualify for this promo. Moreover, splitting the same bill for the same biller and account number into multiple transactions is not allowed and is subject to withdrawal of cashback.
Maya users with duplicate accounts or who are blacklisted cannot participate in this promo. Maya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account or a participant is blacklisted.
Maya reserves the right to refuse and withdraw the awarding of rewards or prizes to accounts that are proven to be invalid or fraudulent or a result of gaming (i.e., abuse of the system or weakness in the promo to win prizes or receive benefits).
Should the qualified transaction be cancelled or declined, whether the cancellation is customer- or biller-initiated, Maya reserves the right to withdraw the cashback or reward equivalent to the cancelled payment transaction, even if the cashback or reward has already been credited. Maya reserves the right to debit any points/cash reward credited from your balance. If your balance is insufficient to cover the amount to be withdrawn at the time of withdrawal, Maya reserves the right to debit the balance not withdrawn when your balance is sufficient.
All regular and contractual employees of Maya Philippines, Inc. and its third-party suppliers, Voyager Innovations, Inc. and the MVP Group of Companies, including their relatives up to second degree of consanguinity or affinity are disqualified from joining the promotion.
The customer must notify Maya of any complaints regarding the promo. The decision of Maya on the complaint with the concurrence of DTI FTEB shall be considered final. For clarifications and complaints relative to this promo, please email support@maya.ph
Maya users who have exceeded their aggregate limits may not receive their prize or cashback on time. The prize or cashback can only be credited the following month or once a user’s account balance is once again within the allowable limits – ₱50,000 for starter accounts and ₱100,000 for upgraded

DTI Fair Trade Permit No. FTEB-203698 Series of 2024

Deals highlights

Apply for a Maya Personal Loan and pay your first installment on time to get up to P2,000 cashback!

Eligibility

Select Maya Personal Loan Users who receive the targeted SMS notification within the promo period

Mechanics

Campaign period starts from March 17, 2025 to May 31, 2025 as approved by DTI-FTEB. 
 Selected Maya Personal Loan users may participate in the campaign if they receive the following SMS spiel:
1. Get up to P2,000 cashback when you apply for a Maya Personal Loan! Terms and conditions apply.
2. Users who do not receive the spiel from Maya are not eligible to receive rewards from the campaign.

Eligible users can qualify for a reward upon completion of the following criteria:

Receive the ₱750 incentive
1. User must apply for a Maya Personal Loan in the Maya app
2. User must be approved for a minimum loan amount of ₱40,000 but less than ₱60,000
3. User must be approved and accept the loan offer on or before May 31, 2025
Receive the ₱1,500 incentive
1. User must apply for a Maya Personal Loan in the Maya app
2. User must be approved for a loan amount of ₱60,000 but less than ₱80,000
3. User must be approved and accept the loan offer on or before May 31, 2025
c. Receive the ₱2,000 incentive
1. User must apply for a Maya Personal Loan in the Maya app
2. User must be approved for a loan amount of ₱80,000 or more
3. User must be approved and accept the loan offer on or before May 31, 2025
Users who repay their loan in full within 50% or less of their installment term are ineligible for this promo to ensure fair participation. Users who fully repay their loan in advance – full repayment of the loan within 50% or earlier in terms of installment tenor, are ineligible for this promo.

Eligible users will be credited for their respective reward incentive following the cut-off schedule below:

Availment Period	Repayment Cut-off	Reward Disbursement
March 17 – 31, 2025	April 17 – 30, 2025	May 12, 2025
April 1 – 30, 2025	May 1 – 31, 2025	June 9, 2025
May 1 – 31, 2025	June 1 – 30, 2025	July 9, 2025

Eligible users must have a minimum loan amount ranging from ₱40,000 to ₱80,000 in order to qualify for the incentives.
Eligible users may only be rewarded once throughout the campaign period.
Eligible users participating in the campaign should follow these steps:
1. Receive SMS or in-app notification to apply
2. Once notification is received, go to the “Loans” tab
3. Apply for Maya Personal Loan and accept the loan offer (approval is subject to credit evaluation)
4. Pay for the first installment on or before the due date
The reward will be credited to the qualified user’s Maya app in the form of a voucher up to forty (40) business days after the end of the campaign period for validation of loan repayment. To redeem the voucher, Eligible users should follow these steps:
1. Open the Maya app and tap “Vouchers” in the home screen
2. Users select the voucher they want to redeem under “Available” and tap “Claim”
3. Review the details and amount of the voucher and tap “Claim Now”
4. User will receive a notification of the voucher redemption in-app and via SMS
5. Redeemed voucher amount will be reflected in the Maya Wallet account balance

Terms & Conditions

Maya is fully responsible for the operation of the Maya App, and the management and fulfillment of prizes under this promotion. Accordingly, the following disqualifications and limitations shall apply: 

Maya users with merchant accounts and those under Maya Business app are disqualified in participating in this campaign. 
The campaign is valid to unique, valid and verified Maya accounts only. Maya and/or Maya Bank account holders who are blacklisted due to a violation of any Maya and/or Maya Bank campaign, or who has violated or is subsequently found to be in violation of any of the terms and conditions of Maya and/or Maya Bank are not qualified to participate in this campaign. Maya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account or if the participant is blacklisted. 
Those who are suspected of or are found out to be abusing the Maya and/or Maya Bank system or is suspected of committing fraudulent acts to abuse the system are also not qualified to participate in the campaign or receive rewards. 
If a prize or benefit has already been awarded and the violation or fraudulent activity is discovered after being awarded, Maya and/or Maya Bank shall have the right to claw back the reward given. 
Maya and/or Maya Bank reserves the right to refuse and withdraw the awarding of rewards to accounts that are proven to be invalid or fraudulent or a result of gaming (i.e. abuse of system or weakness in the campaign to win prizes or receive benefits). 
The cashback reward will be disbursed to qualified users using their Maya-registered number. 
The cashback reward receive by a qualified user shall be deemed final unless the customer files a complaint within thirty (30) days from the receipt of the prize or reward. 
Maya and/or Maya Bank users who have exceeded their aggregate limits may not receive their prize or cashback on time. The prize or cashback can only be credited the following month or once a user’s account balance is once again within the allowable limits: P50,000 for starter accounts and P100,000 for upgraded accounts. 
In case of dispute, Maya reserves the right to act and decide on such dispute. Maya’s decision over the dispute shall be considered final. 
The customer must notify Maya and/or Maya Bank for any complaints regarding the campaign. The decision of Maya and/or Maya Bank on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, visit our Help Center. Go to your Profile on the Maya app and select “Get help”.  
Maya Philippines Inc and Maya Bank are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph).