Get P20 cashback when you transact with PayMaya!

1. Promo period is from January 26 to April 26, 2022.
2. Promo is open to PayMaya users (Consumer accounts only) who will receive the following targeted marketing notifications via SMS, Push Notifications, PayMaya marketing materials, or digital ads:

   Get PHP 20 cashback when you cash in, buy load, pay bills, send money, or shop online with PayMaya this month! No min. spend is required Visit http://pymy.co/20cb2 to learn more.

3. Only users who will receive the targeted marketing notifications via SMS, Push Notifications, PayMaya marketing materials, or digital ads within a given month are qualified to participate in the promo during the same month. A user who did not receive the targeted marketing notification in a given month is not qualified to join the promo in the same month.
4. Qualified users who will do ANY of the following transactions will receive a P20 reward.
   1. Buy prepaid load for yourself
   2. Send money to another PayMaya user
   3. Pay a bill via the PayMaya app
   4. Shop online using the PayMaya virtual or physical card
   5. Cash In
5. No minimum spend or transaction amount is required.
6. A qualified user is only eligible for the P20 reward for a maximum of ONCE per month during the promo period.
7. Buying load for oneself is eligible for a cashback. Gifting of load (a PayMaya user buying load for someone else) is not a valid transaction and is not eligible for the reward.
8. Sending money via Smart Padala to a PayMaya user (Consumer account) is not eligible for the reward.
9. Bill payments to billers under the “Donations” and “Others” categories in the PayMaya app are not eligible for the reward.
10. Receiving money from other PayMaya users via the “Send Money” feature is not a valid Cash In transaction and is not eligible for the reward.
11. The reward shall be awarded via a P20 cashback voucher. To redeem the voucher, follow these steps:
    1. Open the PayMaya app and log in to your account
    2. Tap “Vouchers” in the home screen
    3. Select the voucher you want to redeem under “Available” and tap “Claim”
    4. Review the details and amount of the voucher and tap “Claim Now”
    5. You will receive a notification of the voucher redemption in-app and via SMS
    6. Redeemed voucher amount will be reflected in your PayMaya account balance
12. Qualified users will receive their cashback voucher any time after a valid transaction to up to fourteen (14) business days after the promo period.
13. For Bills Payment and Online Shopping (using a PayMaya virtual or physical card) transactions, the cashback shall be awarded to the user once the transaction has been confirmed and posted by the biller or online merchant.
14. This promo is applicable to unique and valid PayMaya accounts only. Multiple transactions/payments made from the same device using different mobile numbers will not be considered valid.
15. Users with duplicate accounts or who are blacklisted cannot participate in this promo.
16. PayMaya reserves the right to refuse the awarding of cashback or rewards to accounts that are suspected to be invalid or fraudulent (i.e. abuse of system or weakness in the promo to win prizes or receive benefits).
17. PayMaya reserves the right to withdraw cashback or rewards to invalid accounts even if the user has already received the cashback or benefit.
18. PayMaya users with merchant accounts and those under PayMaya Negosyo are disqualified from participating in this promo.    
19. PayMaya users who have exceeded their aggregate limits may not receive their cashback on time. The cashback can only be credited the following month or once a user’s account balance is once again within the allowable limits – P50,000 for starter accounts and P100,000 for upgraded accounts.
20. The customer must notify PayMaya for any complaints regarding the promo. The decision of PayMaya on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, please email support@paymaya.com.

DTI Fair Trade Permit No. FTEB-135775 Series of 2022