With the Philippine holiday season now upon us, local businesses have what is quite literally a once-in-a-year opportunity to maximize growth. No matter the state of the economy, an extraordinary mix of traditional practices and the release of mandatory 13th-month salaries always result in a reliable uptick in consumer- and organization-level spending during Philippine “Ber Months.” This is a unique opportunity that your business can tap into—if it has the right funding.
Among different business loan options available in the Philippine market, Maya Flexi Loan of Maya Business offers a simple yet uniquely flexible solution to help entrepreneurs capitalize on the many opportunities available during the Philippine holiday season. Some incredible features of this accessible business banking loan include:
- Flexible Repayment Terms. Every Maya Flexi Loan offer includes borrower-friendly terms. You can choose terms and schedules that align with your cash flow for effortless repayment.
- Fast Approval Process. Maya analyzes your industry and user history to facilitate a quick approval process. Whether you need extra funds for the Ber Months or a recently announced public holiday, you can get funds whenever you need them most.
- No Collateral Required. Unlike similar offers on the market, each Maya Flexi Loan is unsecured, meaning you don't need to put up valuable assets as collateral. With loan offers of up to PHP 2 million, the Maya Flexi Loan is one of the most generous and accessible finance products available to Philippine-based businesses.
Let’s look at some of the ways a Maya Flexi Loan can support your business during the holidays:
1. Boost Working Capital
Maya Flexi Loan can grant you a credit line of up to PHP 2 million, giving you the working capital you need to make the most of the holidays. Use your loan to increase your inventory, hire temporary staff, and cover other expenses during the holidays or any other high-demand season.
2. Expand Your Inventory
Stockouts can be a real issue during peak seasons. Left unaddressed, these can lead to unfortunate customer experiences and lost opportunities. Use your Maya Flexi Loan to stock up on popular holiday items or expand your product line to meet seasonal demand so you won't miss out on potential sales.
3. Support Holiday Marketing Campaigns
Strategically timed holiday marketing can amplify your sales and take your brand recognition to a different level. Maya Flexi Loan amounts are enough to cover a variety of holiday promotion campaigns to boost your inventory turnover and expand your customer base.
4. Offer First Class Customer Experiences
Aside from holiday marketing, another smart way to use your Maya Flexi Loan is to update the customer experiences at your online and offline sales channels. Loan amounts can be used to further improve your website and develop customer-focused processes at your physical store, benefiting your business well past the holidays.
As a Maya Business user, you can also create outstanding customer journeys by ordering Maya's integrated payment solutions. Look into adopting industry-leading payment technologies such as Maya Checkout and the Maya Terminal device to provide a seamless shopping experience for your customers throughout the year.
5. Manage Cash Flow Gaps
Despite the higher expected sales figures, delayed payments are not uncommon during the holidays because of operational challenges like changing bank schedules. A small loan via Maya Flexi Loan can be just the thing for bridging these cash flow gaps, especially for employee and supplier payments.
6. Expand Business Operations
If you're looking to open a new branch or extend your business hours during the holidays, Maya Flexi Loan can give you the necessary funding to support these expansions.
Guarantee Holiday Success for Your Business with Maya Flexi Loan
With simple terms and instant payouts, Maya Flexi Loan is fast becoming the business loan Philippines’ businesses turn to during times of opportunities and during unexpected cash crunches. To enjoy your first Maya Flexi Loan, sign up for Maya Business. Aside from giving you a flexible source of cash, your Maya Business account will also give you access to a host of industry-leading Maya payment technologies and services. Sign up today to enjoy flexible payment terms, no collateral, and speedy approvals for your holiday-related business banking loans.
Signing up for a Maya Business account also gives you access to a Maya Business Deposit account for settlements as well as for receiving your Maya Flexi Loan funds. With an industry-leading 2.5% per annum interest rate, you’ll earn PHP 25,000 in interest per year on just a PHP 1 million deposit. In addition, you will also earn extra savings on everyday supplier payments thanks to free money transfers via InstaPay and PESONet.
Signing up now will also give you access to a no-collateral Maya Flexi Loan offer of up to PHP 2 million within just 3 months, giving you the liquidity you need to seize fleeting opportunities during Philippine holidays. For a better future loan offer, just use Maya as your primary processor for all your wallet and card payments.
Send in your Maya Business application today to access your first Maya Flexi Loan in time for the next holiday season.
