Unlock up to ₱2M in additional funding that you can divide into separate loans
Get your funds deposited to your Maya Business deposit account instantly
Make bank without breaking the bank with our borrower-friendly fees
Maya Flexi Loan is a credit line that lets you borrow money anytime to fund your business. Once your business loan is approved, you can withdraw any amount within your available credit line instantly to your Maya Business deposit account. Enjoy low service fees and automatic payments so you can focus on funding your next great business idea.
Maya Flexi Loan offers instant loans suited for your specific business needs. Get approved quickly with a quick and easy application process!
Personalized business loan offers and competitive fees
Based on average sales from your payment solutions with Maya
Automatic payments
Settle your business loan seamlessly via the Maya Business Manager dashboard
Fast activation
Activate your business loan in minutes once you submit your application
To qualify for a Maya Flexi Loan, you must meet the following criteria:
- Be an active Maya Business solution user
- Have an active Maya Business Deposit Account
- Pass credit evaluation requirements
Use your Maya payments solutions actively and open a Maya Business Deposit account to improve your chances of getting your loan approved.
Maya Business is a leading source of business loan Philippines’ SMEs and startups trust.Before applying for a Maya Flexi Loan, make sure you have a Maya Business Deposit account. From there, all you have to do is:
Step 1: Log in to Maya Business Manager
Step 2: Go to the Loans tab
Step 3: Click Sign Up Now
If you're eligible, you'll be given a business banking loan offer of up to P2,000,000. Complete the rest of the application and you can start using your business loan right away!
In case you're not eligible, we'll let you know when you can apply again. You may also visit the Loans tab from time to time to check your eligibility.
Once you apply for a Maya Flexi Loan, you'll see instantly if you've been approved. Make sure you have an active Maya Business Deposit account before applying.
Any business loan you make with Maya Flexi Loan gets deposited straight to your Maya Business deposit account. From there, you can use the funds for anything your business needs.
Your minimum loan amount is P10,000. You can borrow any amount as long as it's within your available loan limit.
You can take out a new loan anytime as long as you have the available loan limit.
Your Maya Flexi Loan limit is based on how frequently and actively you use different Maya solutions and services. The more active you are before applying for a Maya Flexi Loan, the higher your potential loan limit.
You will need to pay off some of your outstanding loan principal before you can take out a new loan. Make sure you're paying your loans on time to keep your Maya Flexi Loan account available.
Your available Maya Flexi Loan limit will be restored whenever you pay your outstanding loan principal partially or in full.
There is a one-time 1% admin fee and a Documentary Stamp Tax whenever you take out a business banking loan. The net loan proceeds will be deposited to your Business Deposit account.
In addition, a small service fee will be added to your monthly payments. If you decide to pay the whole loan early, please note that the monthly service fees for the whole repayment period will still be charged.
You will be given a monthly due date when you take out a business loan. Your account details will reflect the due date.
Paying for your loan is simple.
1/ Just log in to your Maya Business Manager account
2/ Go to the Loans tab to pay.
3/ Select a loan from your Loan History
4/ Click on the Pay Now button.
You can see the details of your Maya Flexi Loan in the Loans tab of your Maya Business Manager.
You will receive email notifications from Maya 7 days, 3 days, and 1 day before your due date. Please pay on time to avoid penalties.
Your payment will be posted one business day after it is made.
A penalty fee of 0.17% per day past your due date will be applied based on the overdue principal loan balance until the total amount due, inclusive of penalties, is paid. Access to new business loan facilities will be temporarily restricted until the overdue balance is fully settled.
Pay your dues on time to avoid penalties, automatic deductions, or the suspension of your Maya Flexi Loan account.
Your payment will be applied to your first missed installment, which also includes the penalty, interest, and principal. Your missed installment must be fully paid before you can pay for the next installment.
No, your payment will always go to your missed installments first until they are fully settled.
For Maya Flexi Loan concerns and inquiries, contact us at (+632) 8-845-7700, toll-free at 1-800-1888-6571 using your PLDT landline, or at business-support@mayabank.ph.
Merchant inquiries:
business.signup@maya.ph
Maya is powered by the country's only end-to-end digital payments company Maya Philippines, Inc. and Maya Bank, Inc. for digital banking services. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph
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